Savings include funds in money market fund as well.
Profits from trading baskets can be directed to the dividend and investment baskets, or stay within the trading basket.
I trade mainly with the dividends I received. Therefore, any losses would be, to me, a return of profits/dividends to Mr. Market. Of course, prudence is required in trading. No overconfidence, cut loss properly set, etc...
This is the cycle so far which I adopt, and repeat, again and again. Hopefully one day, I would have sufficient funds to include Properties and Bonds as well.